Debt Management Plan
IF YOU ARE:
? - Struggling With Your Monthly Payments !!
? - Using Credit To Pay Credit !!
? - Worrying & Stressing Over Debt !!
? - Being Chased by Post & Telephone By Your Creditors !!
? - Monthly Expenditure Greater Than Your Monthly Income !!
? - Have You Been Refused Further Credit !!
Then our debt management plan may be the solution to your debt problem?
WHAT IS A DEBT MANAGEMENT PLAN ?
Individuals get into debt for a variety of reasons and is often due to a life changing event such as loss of employment or reduction in salary, illness or injury, separation or divorce.
For most people when a life changing event happens their debt situation is compounded by paying non essential items, instead of their mortgage or council tax. They end up paying the company that shouts the loudest not the one that is most important.
This is where a debt management company like ours, can help individuals to reduce the amount paid to their unsecured debts, by using the surplus income available after paying all essential household and living expenses.
A Debt Management Plan is an informal agreement set up between individuals in-debt and their creditors based on what they can actually afford.
Independent Debt Management would negotiate reduced payments with each of your creditors. Although not guaranteed we would also negotiate the freezing of interest and charges so that you repay the debt, not just the interest.
One of the main advantages of a debt management plan is that you would no longer have to deal with your creditors by yourself, any calls or letters can be forwarded to your account manager to respond to for you, this is all part of the service we provide.
We will keep you informed of all payments made to your creditors in a monthly statement.
Should your circumstances change for the better or even deteriorate, do not worry debt management plans are informal, so changes can be made.
We are an independent debt management company who work on behalf of our clients and pride ourselves in providing our clients with the best advice for their individual circumstances. Should our debt management plan not suit, we will inform you of other options open to you during the initial consultation.
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You can contact us in complete confidence to see how we can help you, on our national debt advice line: 0800 085 5613 |